Colleges and universities can also play a role in mitigating student loan burdens:

Income-Driven Repayment Plans: These plans adjust monthly payments based on the borrower’s income and family size, making repayments more manageable.Public Service Loan Forgiveness (PSLF): This program forgives the remaining loan balance for borrowers who work in qualifying public service jobs after making 120 qualifying payments. Temporary Expanded PSLF (TEPSLF): Provides additional forgiveness opportunities for borrowers